Chase provides an assortment of small business credit cards that are made for various business expenditures and all sorts of entrepreneurs. The Chase Ink Business credit cards are pairable with each other and any of the Chase consumer credit cards as well.
Chase Ink Cards are renowned for their Unlimited Rewards points. Not only the credit cards themselves are eligible for the Unlimited Rewards points, but can also be paired with any of the Chase credit cards that have access to the Unlimited Rewards points.
Moreover, the Chase Ink Cards can also be shared with the consumer credit cards, such as the Chase Sapphire Preferred Card, Chase Sapphire Reserve, Chase Freedom and Chase Freedom Unlimited.
In this article, we will explain what Chase Ink Preferred Cards are, what they do, and if you should actually think about acquiring one. Our judgement is based on reviews, features and personal perspectives.
WHAT IS CHASE?
Chase is one of the United States’ foremost credit card services providers. Chase provides an extensive suite of credit cards that are directed to a broad spectrum of individuals based on their needs and expenditure routines.
Chase’s extensive suite of credit cards is comprised of six business cards that come inclusive of their own respective benefits and rewards for all sorts of small entrepreneurs. From this suite, three of the credit cards are renowned as Chase Ink – Chase’s own sort for small business credit cards. Whereas, the other three are directed mostly towards devotees that only desire certain products.
CHASE INK BUSINESS CREDIT CARDS:
Over the years, Chase has provided a diverse assortment of business cards. As of now, it provides three Ink Cards that are catered towards small entrepreneurs, allowing them to earn rewards on business expenditures.
|Ink Business Unlimited℠ Credit Card|
|✓ 5% cash back on Lyft rides
✓ 1.5% cash back on every purchase
✓ $500 cash bonus for spending $3,000 on purchases in the first 3 months after opening an account
Ink Business Cash℠ Credit Card
✓ 5% cash back on Lyft rides
✓ 5% cash back on up to $25,000 spent per year on office supply stores and internet, cable, and phone services
✓ 2% cash back on up to $25,000 spent per year on gas stations and restaurants
✓ 1% cash back on all other purchases
✓ $500 cash back for spending $3,000 in the first 3 months
|Ink Business Preferred® Credit Card||$95||
✓ 5X Ultimate Rewards points per dollar on Lyft rides
✓ 3X Ultimate Rewards points per dollar up to $150,000 spent per year on travel, shipping, internet, cable and phone services, and advertising purchases made with social-media websites and search engines
✓ 1X Ultimate Rewards point per dollar on all other purchases
✓ $100,000 bonus points for spending $15,000 in the first 3 months after opening an account
WHAT IS THE CHASE INK BUSINESS PREFERRED CREDIT CARD?
- SIGN-UP BONUS:
100,000 bonus points will be provided after an expenditure of $15,000 on transactions in the first three months of opening the account.
- ANNUAL FEE:
If you acquire the card, a fee of $95 is required on an annual basis.
You can earn 3X Ultimate Rewards points on the first $150,000 spent in combined transactions on travel, shipping purchases, internet, cable and phone services, and advertising purchases made on social-media platforms and search engines per year. In addition to this, you can earn 1X Unlimited Rewards points on all other transactions.
- SHOULD YOU APPLY?
If you’re a freelancer or an entrepreneur, this credit card is seamless for you. This is only Chase Ink credit card that earns you the Ultimate Rewards points on its own and earns you bonus rewards on travel transactions.
It has a low annual cost, making it adequate for small business owners. However, more expenditure limit and business bonuses make it a decent credit card for corporations with offices and employees. Overall, the Chase Ink Business Preferred Credit Card is a great all-inclusive credit card for any entrepreneur.
Also read about – Bank Of America | New Card Offer
ARE YOU ELIGIBLE FOR A CHASE INK BUSINESS CREDIT CARD?
If you own a small business or even freelance, you require a credit card that caters to your needs. Chase Ink Business Credit Cards are exceptional for separating your personal and business expenditures.
One of the vibrant aspects of these credit cards is that you don’t need to own a corporation with a hundred employees. If you are a freelancer, a Shopify store owner, or even an Uber driver, you are eligible for this credit card.